Can you believe this? I'm back so soon, LOL. I just thought I should share a template I made that is perfect for your Valentines photos. Here's the preview, it's linked to 4 shared.
Here's a layout I did using this template. I used the kit Sealed with a Kiss by HD Creations. It's available at Stuff to Scrap (here).
Hope your day has been wonderful and that you got to do some digi-scrapping.